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2005 ford fiesta st insurance group



Problem being is he is willing to work at sainsburys part time and earn 336 a month and pay £300 just to have a 1250 03 with st spoiler. Can't get it into his head how boonkers that is and he wont have any cash for driving. He is learning at the moment so not passed. He is 17 and thinks he knows everything.

He is seriously vain, won't be seen shopping with his mother and buys designer everything and insists that his hair must grow down his face into his eyes.

He likes 206s' and fiesta mk6. Found a website that sighted the following as cheap

205, renault 5 and fiat sceinto which he turned his nose up to.


jont: is it calculated based on how many crashes that car has been involved i?

He has been getting quotes for over a year and he says the fiesta has gone from 1800 to 2700!

There must be some bonkers parents out there as i see 18 yr olds with fiesta st's and 17 in brand new polos!


To the average driver 'safe' is not having accidents. To an advanced driver 'safe' is not being vulnerable to an accident.


Where you've got lads in (relatively) decent cars, I would suggest it's either mum or dad's, that mum or dad is doing the insurance or it isn't insured.

Interestingly, I was investigating insurance for my (soon to be 17) daughter a few weeks ago. For a 3 y.o. Seat Ibiza 1.2 (apparently group 2), the cheapest quote was just under £800 with her parents as named drivers. If I insured it with her as a named driver (but with no no claims bonus) it was nearly £600.

I also managed to get a quote that was more than the cost of the car

However, after the Daily Mail's rant over a lad being quoted £17k, I should be grateful I've only got daughters.

jbsportstech wrote: jont: is it calculated based on how many crashes that car has been involved i?

He has been getting quotes for over a year and he says the fiesta has gone from 1800 to 2700!


If he's getting /many/ quotes, he should be careful. Some insurers will do a credit check as part of the quotation process. AIUI, multiple checks can be recorded on your credit record and count adversely against you, so ironically shopping around for insurance quotes costs you more. If one was simply shopping around, one could try using other houses in the same street for an address and perhaps a different name? Obviously any errors would have to be corrected prior to accepting the quote.

Also make sure he doesn't end up "fronting" insurance. While many are tempted into this thinking it's a money saver, if you actually end up needing to claim you may find yourself uninsured and prosecuted for insurance fraud.

When my partner 17 i got her a 1.3 fiesta p reg with both of us on it it was 700 quid i was 21 i added 30 a year. At the same time a lad had a citroen ax 1.1 and was paying 1400.

I have two girls but what i save on the first car insurance I may have to pay out in shoes and sanitary products lol.


To the average driver 'safe' is not having accidents. To an advanced driver 'safe' is not being vulnerable to an accident.

Angus wrote: I also managed to get a quote that was more than the cost of the car


Not surprising when you think the potential for high 3rd party payouts. imagine a crash where they are seriously injured. possibly disabled for life. payouts for several £m are not unusual.

Boys pay more because they are a seriously higher risk. I believe the biggest single killer of young girls is their boyfriend.

Martin - Bristol IAM: IMI National Observer and Group Secretary, DSA: ADI, Fleet, RoSPA (Dip)


One observer on my IAM group recently taught his 17-year old son to drive and then tried to get cover for him on an old 1.4 Escort (unmodified). His insurers wanted a £7,000 premium. No, that is not a typo. £7,000.

The best course for IAM members is probably to contact IAM Surety insurance before the youngster buys a car. They will advise in advance on the most suitable models. Incidentally, IAM Surety have now lowered their minimum age limit to 19 years, but a) the driver must have passed the IAM test at least one year before applying and b) the car must be no hgher than Group 28.